Get a FREE Mortgage Pre-approval from Reputable Columbus Ohio Mortgage Brokers, Bankers and Lenders!
Real estate financing can be a confusing and challenging part of the home buying process. Loan officers are loosely regulated, there are literally thousands of loan programs and most buyers don’t even know what questions to ask, nonetheless how to make the best decision. As your Columbus Ohio REALTOR®, I can help review your financing options so you can determine the best loan program for your needs.
MORTGAGE PRE-APPROVAL - IT’S A MUST IN TODAY’S MARKET! You wouldn’t go grocery shopping without having the money to buy what you want. Doesn’t it make sense to get your loan ready first, so you know exactly how much you can spend? Having a mortgage pre-approval tells sellers you’re a serious buyer and you’ll have the comfort of knowing in advance, the maximum mortgage you can afford.
Sellers may consider a lower offer or take yours over another, if you’re already pre-approved. I work only with reputable Columbus Ohio mortgage company lenders and brokers so I can refer you to the most appropriate lender for your home loan needs, which can save you thousands!
Recommended Columbus Ohio Mortgage Lenders
As a Columbus Ohio Real Estate Agent and Certified New Home Specialist, I have worked with many Central Ohio lenders and mortgage brokers over the years. The lenders I recommend have provided exceptional service, integrity and honesty when working with my clients. These are reputable Columbus Ohio Mortgage Company lenders and brokers who have some of the best interest rates and loan programs in Columbus Ohio. So whether you are looking to purchase or refinance, give them a call and see what they have to offer. Tell them Petra sent you!
No matter what lender you choose be sure to ask for a good faith estimate which will detail all of the costs associated with the loan, in writing. If the rate is lower than normal, it may be because they are charging you more closing costs, in the form of points or an origination fee, to get that lower rate. If you are going to be in a home for less than 6 years, it’s probably not worth paying points. So make sure you compare all costs associated with the loan as well as the rate. Also make sure they don’t have a pre-payment penalty on the loan they offer you.
Strategic Mortgage - Vicki Morello
Strategic Mortgage is a mortgage banker who offers a wide variety of competitive loan options including: FHA, VA, Conventional, No income/asset verification, NO MONEY DOWN HOME LOANS, interest only, credit challenged financing and more. She is willing and able to do what it takes to get you pre-approved - FAST. They have comprehensive in-house underwriting which enables them to close loans quickly and with less problems. Strategic is one of the few mortgage lenders in Columbus Ohio that participates in FHA 203k rehab loans, OHFA Bond Money and FREE Grant Money for Homes loans - which include DOWN PAYMENT ASSISTANCE PROGRAMS for Ohio first time home buyers. Rates and closing costs are among the best.
They offer mortgage solutions for people without perfect credit, but are still good borrowers. They can often provide loan approval using very competitive rates and closing costs and SAVE YOU MONEY! Routinely, our approvals help borrowers in the following ways:
- We may not require old collections be paid off.
- We often can ignore medical collections.
- Often times we do not require that judgments be paid.
- We may not require Federal (IRS) tax liens be paid.
Vicki Morello, Mortgage Specialist
Strategic Mortgage
40 W. 3rd Avenue
Columbus, Ohio 43201
Direct: 614-737-2502
Fax: 614-358-5637
Cell: 614-519-0910
Vicki@444loan.com
Fifth Third Bank - Sue Reichard
Fifth Third Bank has some great loan options for NO MONEY DOWN HOME LOANS. They have special programs for teachers, fire fighters, police, and nurses. This program may be available at fixed rates as well as adjustable rates for those with better than average credit. This is a good option for those needing a conventional loan (preferable for older homes that may not be suitable for FHA loans) and also for condos. Fifth Third Bank offers competitive closing costs on FHA loans and OHFA - Ohio Bond Money loans for first time home buyers as well as Veterans.
Sue Reichard, Mortgage Relationship Advisor
Joe Szymanowski @ 218-4488
1669 Fishinger Road
Columbus, OH 43221
Phone: 614-442-3156
Mobile: 614-395-4150
Sue.reichard@53.com
Third Federal Savings Bank - John Mattox
Third Federal Savings Bank guarantees you the lowest fixed rate mortgage on your Ohio mortgage. If you find a better fixed rate mortgage rate, they’ll beat it or give you $1,000. A similar mortgage must be for the same property, term, discount points and loan amount with the same or lower closing costs.
They offer a variety of conventional loans including bridge loans, construction loans, interest only loans, no cost loans and more, with as little as 3% down.
John Mattox
Gahanna Branch
Gahanna, Ohio 43230
Phone: 614-471-3370
Superior Mortgage Solutions, Inc. - Debbie Dupilka
Superior Mortgage Solutions is a mortgage broker offering a variety of home mortgage loans, refinancing, no money down loans, 100% financing options that can eliminate private mortgage insurance, interest only loans to reduce your monthly mortgage payment, 30 and 15 year fixed rates, adjustable rate mortgages and more. They can also provide credit counseling if you are not yet able to get a loan to help you clear up your credit and get a loan in the near future. Call them for a free mortgage consultation to determine the best loan option for you.
Superior Mortgage Solutions, Inc.
7243 Sawmill Road, Suite 105
Dublin, Ohio 43016
614-734-9300
Union Savings Bank - Gordon Kaylor
Union Savings Bank offers a wide variety of mortgage options including: conventional, FHA, VA, construction, lot loans, refinances, investment property, commercial, etc. Plus they have low closing costs for mortgages as well as refinancing.
Mobile: 614-266-3490
Toll Free: 1-888-872-9003
Office: 614-861-9003
1320 Brice Road
Reynoldsburg, OH 43068